Wednesday, July 28, 2010

Wife wants baby but i feel our finances could be in better shape first. Please advise!?

You need to define in concrete terms what ';in better shape'; means. If people waited until they could afford babies, 90% of us would never have them!





For example, if you want to pay off your highest credit card (let's say it's at $3000), and build up an emergency fund (let's say $5000) for you to feel more secure, those are concrete and doable goals. Your wife would then be able to work with you to make those goals a reality.Wife wants baby but i feel our finances could be in better shape first. Please advise!?
I was in your position...well I wanted to wait until things were better but the husband wanted a baby. I compromised; I stated the absolute things that would make me feel more comfortable before coming off the birth control. We worked together and got them taken care of so now I';m 38 weeks pregnant. Whatever you do/say to your wife; be nice. Wanting a baby is a very big deal and it's a very emotional choice for a woman. Talk to her about why she wants the baby now. Some women see their friends all having kids and feel like they're falling behind.





Plus things have a weird way of falling into place when having a baby.Wife wants baby but i feel our finances could be in better shape first. Please advise!?
the time is never gonna be right. if your finances get better, than its gonna be, lets wait to get a bigger house, than once you get the bigger house, itll be lets first get a puppy, than its when i get this promotion, than its once grandmas health gets better, lets get a van first, etc etc...you see? if you love her and she wants a child...and you are ready to be a father...go for it!!! There are tons of couples out there that cant even have children.
I don't know what your budget is or where you are at career wise but I can tell you, what my mom told me. No matter how much you save up, you will never have enough for a kid. It's kind of like making payments. You shell out a litte bit of money at a time. if you want to prepare for a child I suggest maybe saving up money ( $2,000) for hospital bills. You will have ultrasound bills, check-ups, prenatal medicines, and ofcourse the last month of delivery, epidural, recovery, etc...Also, buying clothes, a crib, a high chair, a car seat, etc would be good to buy first. You could make small goals in order to reach that big goal.
Why don't you sit down with her and tell her that. Come up with a compromise first, like saving up a certain amount of money before you two start the process.
Present her with a list of all the extra cost involved with raising a child - it's astronomical!


Compromise and decide together to put it off - especially during these uncertain economic times!
tell your wife that, there's nothing that can make a child feel more insecure than knowing that both parents weren't on bored for the decision to have them.
all you havee to do is tell her what you think?
Babies are free to make ... or even better, free to practice making.

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